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Tool

What Your Debt Really Costs

Enter your numbers to see your payoff timeline — and how it compares to an example fixed-rate consolidation loan.

Your current debt

$
%
$

Time to pay off

5 yr 11 mo

Total interest

$13,002

Example consolidation loan

%

Monthly payment

$402

Total interest

$4,316

Potential savings: $8,686

Estimates for education only; they exclude fees and assume no new charges. Your actual rate depends on your credit and lender terms.